Corporate Banking - Sr.RM

Key Responsibilities of the Role

The role reports to the Head / Deputy Head of Marketing Department and is primarily involved in marketing to new clients and syndicate banks, and maintenance of existing client/syndicate relationships, credit origination of drafting and submitting credit proposals, and post-lending management, to monitor approved credit facilities and identify potential risks through the life-cycle of credit deals through:

·        Present a motivated and proactive approach to drive new to bank business opportunities across the syndicate and corporate market

·        Active customer/syndicate bank interaction and relationship maintenance

·        Focus on credit quality, loan book growth and profitability

·        Research on and evaluate potential transaction opportunities

·        Prepare and submit credit proposals for credit origination

·        Lead customer due diligence activities (including AML/TFS)

·        Structure and execute project and corporate finance transactions

·        Manage the approval processes for transactions to be funded

·        Support and deliver business development and origination activities

·        Manage key relationships including external financial services providers,  contractors and external professionals 

·        Conduct ongoing customer due diligence, credit risk analysis and monitoring throughout the life-cycle of credit deals, including identifying potential defaults, investigating causes of concern, and recommending appropriate remedial action and/or problem loan workout plan to the Department Head

·        Responsible for document filing and archiving

Knowledge, Skills and Experience (Selection Criteria)

The successful candidate will demonstrate and provide examples from their professional experience of the following essential skills:

➢  Essential

·        Bachelor's degree or above

·        c. 5 years experience of syndicate lending and bi-lateral lending origination, documentation and relationship management

·        Extensive networking with syndicate lead banks and major corporates in the local market and strong motivation to develop business relationship

·        Strong research and analytical skills in identifying, analyzing and managing credit risk

·        Strong sense of integrity, responsibility, reliability, compliance, discipline, and punctuation, good problem-solving skills.

·        Comprehensive knowledge of the DFSA rules and regulations, and the UAE market practice.

·        Strong written, oral and interpersonal communication skills in English, as well as strong negotiation skills

➢  Desirable

·        English is the working language in office, mandarin ability would be a plus 

·        CA or CPA accredited